By accepting our terms and conditions you acknowledge you have had a chance to consider our Product Disclosure Statement to consider if this insurance is right for you.
The Product Disclosure Statement can be found here.
We will also ask you questions that require your understanding of our Duty of Disclosure, this can be found within the Product Disclosure Statement and notes as follows:
Before You enter into an insurance contract, You have a duty of disclosure under the Insurance Contracts Act 1984.
We may ask you questions that are relevant to our decision to insure You and on what terms. If We do, You must tell Us anything that you know and that a reasonable person in the circumstances would include in their answer.
You have this duty until We agree to insure You.
If you do not tell us something
If You do not tell Us anything You are required to, We may cancel your contract or reduce the amount We will pay you if You make a claim, or both.
If Your failure to tell Us is fraudulent, We may refuse to pay a claim and treat the contract as if it never existed.
We will collect personal information to assist completing this insurance, AIG Australia and NM Insurance are committed to protecting Your privacy in accordance with the Privacy Act 1988 (Cth) (the “Act”) and the Australian Privacy Principles (APPs). Within the Product Disclosure Statement you can read further about our Privacy Policies.
By accepting our terms and conditions you are understanding and acknowledging the above.